A Share Secured Loan can offer a lower rate than other types of loans because it uses funds in a share account as collateral for your loan.

With a Share Secured Loan:

  • Funds borrowed can be used for virtually anything
  • Collateral from your share account qualifies you for a lower rate than an unsecured loan
  • Flexible terms to better fit your financial situation
  • Maximum loans are based on deposit
  • You continue to earn dividends on the full balance in your account

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